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10 Best Credit Repair Affiliate Programs in 2021

With consumer debt in the US exceeding $13 trillion, it’s no wonder that more people are looking for credit repair programs to get their finances on track. You can help those who are seeking the assistance of credit repair by choosing one or more of the following affiliate programs.

An affiliate program pays you a commission for everyone that purchases their services. There is nothing to store and no fees to pay. You simply provide the link and the company will pay you a commission for every sale. It is one of the easiest ways to make money on the internet.

What follows are the ten best credit repair affiliate programs that will help connect those who need financial assistance and to fix their credit. Plus, you can earn a tidy profit for your efforts as well.

1. American Debt Enders

American Debt Enders

  • Commission Rate: $10 per Lead, Up to $125 per Enrollment
  • Cookie Length: Unknown

ADE provides a wide range of services from debt management and settlement services to consolidating different types of loans.

The fee structure for affiliate marketers starts off simple enough at $10 per lead. However, the commissions after that depend on the services which are chosen. From $20 for their payday program to $50 for debt management enrollment. $100 for their Chapter 7 bankruptcy and $125 for their student loan programs or debt settlement.

2. Approved Credit Score

Approved Credit Score

  • Commission Rate: $100 – $500
  • Cookie Length: Unknown

This company offers a wide range of credit repair services, which is why their commissions vary so much.

Approved Credit Score provides consumers with credit boosting assistance due to bankruptcy, credit score rebuilding, funding personal businesses, and offers information on credit inquiries and public records.

For affiliate marketers, you earn commissions based on the services that the customer chooses. What helps make the company more attractive is that it helps business owners as well. It helps that the commission rate can be quite profitable.

3. Credit Rent Boost

Credit Rent Boost

  • Commission Rate: 10%
  • Cookie Length: Unknown

Costing an average of $3 per month, Credit Rent Boost offers reports on rental history that go back 24 months and current rental payments. It is designed to boost credit scores by up to 100 points.

For consumers, Credit Rent Boost is quite cheap although limited. However, they can be used in combination with services from other credit repair companies. For affiliate marketers, this means that you can offer Credit Rent Boost along with other services that helps entice more people to try it out. Although the 10% commission rate is fairly low.

4. Credit Strong

Credit Strong

  • Commission Rate: Variable Commission Rates
  • Cookie Length: 3 months

Part of the Austin Capital Bank, Credit Strong offers standard commission rates for the services and products they offer which includes referrals. One interesting feature the company provides is a savings account that can build savings while boosting the credit rating.

The company will provide loans to consumers at a pre-set rate. Paying it off in 12 to 24 months, although some may last for 120 months. What makes this an interesting choice for affiliate marketers is the combination of services that are unique is the field.

5. Experian


  • Commission Rate: Unknown
  • Cookie Length: Unknown

Chances are, you have heard of Experian as they date back to before the turn of the 20th century. Although Experian mostly deals with information and not lending, they do offer credit reports and scores for a fee. From that fee an affiliate marketer can earn some money.

One selling point is that Experian offers a free credit service that provides credit for paying utility and phone bills which can boost the credit rating. Other selling points for affiliate marketers is that the company has locations outside the US. However, their commission rate varies and is not publicized, so you may not make as much compared to other credit repair companies.

6. Lexington Law

Lexington Law

  • Commission Rate: $65 per Sale
  • Cookie Length: 30 days

As the name implies, Lexington Law is a company that is dedicated to identifying and removing issues from your credit report. By doing so, your credit score improves, and you can get loans at lower rates to handle your debt.

What makes the $65 per sale affiliate rate even more attractive is that Lexington Law boasts a 40% conversion rate. That means one sale for just over two customers referred and that can add up quickly the more people sign up for their services.



  • Commission Rate: $5 per Referral
  • Cookie Length: 30 days

MyFICO is not about credit repair so much as credit monitoring. So, this is more of a preventative measure than actual repairing of credit. The $5 is for every referral you make which may sound rather small, especially since you have to pay a monthly fee.

However, since their conversion rate is about 12%, the referrals can really add up over time.

8. Start Your Credit Fresh

Start Your Credit Fresh

  • Commission Rate: $50 per Sale
  • Cookie Length: Unknown

This company offers a flat free as opposed to a percentage for affiliate marketers. Start Your Credit Fresh works to improve FICO scores with both creditors and credit bureaus. The goal is to boost the credit rating of the consumer, so he or she can obtain loans at a lower rate to pay off their debt.

When a consumer clicks on the link and pays for the services provided by Start Your Credit Fresh, you earn $50. They also offer plenty of good information that you can use to help sell potential customers on the idea of improving their credit score with their services.

9. The Credit Repair Agents

The Credit Repair Agents

  • Commission Rate: $5 – $50
  • Cookie Length: Unknown

Basic credit repair solutions are the main programs that The Credit Repair Agents offer. They work with the three top credit reporting companies to boost credit scores. The company will help solve disputes with these credit reporting companies within 30 days.

The commissions are broken down into five tiers which start at $5 and go up to $50 depending on what the consumer signs up to do.

10. 30-Day Credit Repair

30-Day Credit Repair

  • Commission Rate: Up to 40%
  • Cookie Length: Unknown

This affiliate program offers a three-step program to help customers repair their debt and improve their credit score. 30-Day Credit Repair specializes in the following.

  • Bankruptcies
  • Foreclosures
  • Identity Theft
  • Late Payments
  • Medical Bills
  • Tax Liens and more

The purpose is to correct the credit score so that loans at better rates can be obtained. The commission is based on the type of loan that is provided.

Find the Best Credit Repair Affiliate Program That’s Right for You

Be sure to do your research on every affiliate network and affiliate program you come across to ensure they’re the right fit for you!

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